The Residency

Welcome to The Residency – we make renting matters a breeze while saving you money, protecting you and helping you plan for your future.

No Deposit Option

No Deposit Option

Our No Deposit Option allows you to rent your new home, without the need for an upfront deposit or typing your deposit money up for the duration of your occupation contract*. Although you will still be liable for any damage, unpaid rent or cleaning issues at the end of your occupation contract.
Financial well-being and education

Financial well-being and education

Understanding your finances shouldn't be hard - that's why we're here to make it easy for you. Maximise your financial opportunities, overcome financial problems and make managing money stress free with our financial advice and budget planner.
Receive daily perks, deals and savings with Vaboo!

Receive daily perks, deals and savings with Vaboo!

As a valued tenant of Moginie James, you will be given free access to our perks platform, Vaboo, giving you premium access to incredible savings with some of the biggest brands. Take your pick from over 1,000 retailer discounts!
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A chance to win a month’s free rent in our monthly prize draw

If all of this isn’t enough, every month we run a prize draw** to give one of our Residency members the chance to win a month’s free rent.

The Residency lets you build all-important foundations for the future, starting at just £35 per month.

FIND OUT MORE

Financial protection review

Financial protection review

As part of your Residency membership, we can also offer you a financial protection review for that extra peace of mind.
Discounts for domestic appliances

Discounts for domestic appliances

Your new home deserves new gadgets. To help you, we're offering you exclusive discounts on Russell Hobbs domestic appliances.
Unlimited legal helpline

Unlimited legal helpline

Your Residency membership entitles you to free and impartial legal advice - choose from a panel of highly regarded solicitors.
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More benefits of the Residency

  • Cohabitation agreement. In case you’re not renting alone, we’ll help you to protect your interests with a cohabitation agreement.
  • Will writing. Our panel of fully qualified solicitors and estate planning consultants will help you draft out a will to protect your loved ones and leave matters exactly as you want them.
  • Financial protection review. As part of your Residency membership, we can also offer you a financial protection review for that extra peace of mind.
  • Experian tracking. We have a partnership with Experian, meaning that as a Residency member your rental payments contribute towards your credit history. 
  • First-time buyer advice. In case you’re planning to purchase your own property in the future, we’ll provide you with access to our mortgage advisers. You’ll soon be armed with everything you need to know to take your first steps on the property ladder.
  • Credit score review. We’ll help you discover your current credit score and show you some invaluable tips to boost it.
  • Workplace pension review. As a Residency member, you will have a free workplace pension review – discover what your pension will be when you retire and take control now.
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Disclaimer

Moginie James' No Deposit Option (NDO) is part of the Residency membership. With this option, the contract-holder can pay the monthly membership fee without the need to have the traditional deposit amount tied up for the duration of the occupation contract. The contract-holder will still be liable for any damages at the end of the occupation contract and there is a monthly fee to be a Residency member

*Subject to approval.

**Terms and conditions apply. Read them here.

Most read advice

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Away for the holidays? Essential tips when leaving your rental property empty December 17th

Away for the holidays? Essential tips when leaving your rental property empty

As the holidays approach, many of us take the opportunity to spend time with family and friends, leaving our rental homes vacant for a few days or even weeks.
Think Green when you Clean December 12th

Think Green when you Clean

The start of a new year is the perfect time to breathe new life into your home with a thorough clean.
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Where should I be looking to invest next year?

Successful investment in property relies primarily on a strong local economy that will support high demand for homes and encourage good price and rent growth over time.
Our mortgage predictions for 2025 December 3rd

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Now that Labour has revealed its first budget, we have some idea of the way it’s going to approach the economy over the coming years.
Predictions for the Welsh lettings market in 2025 December 2nd

Predictions for the Welsh lettings market in 2025

As we move into 2025, significant changes in the rental market are likely to impact both landlords and tenants.
Predictions for the sales market in 2025 November 28th

Predictions for the sales market in 2025

For a ‘normal’ property market, with good sales and rising property prices, it’s essential we have a stable economy with a base interest rate of 4% or below.
What can I do as a landlord to ‘future-proof’ my business? November 25th

What can I do as a landlord to ‘future-proof’ my business?

Buy-to-let is a medium to long-term investment. To maximise your returns and really see the benefit of capital gains - allowing for the market’s natural cycle over time - you should be aiming to hold property for around 15 years or more.
Want to buy in 2025? Setting realistic goals as a first-time buyer November 22nd

Want to buy in 2025? Setting realistic goals as a first-time buyer

If you’re keen to buy your first home but are worried by all the headlines telling you property ownership is out of reach for most first-time buyers, the first thing to know is that it might not be – you just have to be realistic about what and where you can buy.
How to spruce up your rental for 2025 on a budget November 21st

How to spruce up your rental for 2025 on a budget

If you’re currently living in a rental property, hopefully your landlord has done a good job of giving you a nice home that’s being let legally and safely.
The pros and cons of renting to students: is it the right choice for you? November 12th

The pros and cons of renting to students: is it the right choice for you?

Student properties are no different in term of quality and facilities than any other type of private rental. And although landlords may have to spend a fair amount on setting up and properly maintaining student lets, they can also charge a good market rent.
Advantages of house hunting in the winter ‘off-season’ November 11th

Advantages of house hunting in the winter ‘off-season’

Generally speaking, and certainly in the past, spring has been the busiest season for buying and selling.
15 ways you can save money as a contract-holder in winter October 24th

15 ways you can save money as a contract-holder in winter

Winter can be an expensive time. It’s easy for heating costs to skyrocket, and then there’s the cost of Christmas festivities and gifts.
Contract-holders want greener rental homes, but not at a higher cost October 23rd

Contract-holders want greener rental homes, but not at a higher cost

New data from a recent survey conducted by Leaders Romans Group (which we're part of) reveals a significant gap between contract-holder demand for energy-efficient rental dwellings and their willingness to pay for them.
How you can help prevent damp and mould as a contract-holder October 21st

How you can help prevent damp and mould as a contract-holder

Damp and mould are common issues in rental dwellings, especially during the colder months. They not only look unsightly but can also lead to health problems if left untreated.
Damp and mould changes – a landlord’s responsibilities October 21st

Damp and mould changes – a landlord’s responsibilities

Damp and mould are two of the most common issues in rented properties, with surface mould caused by condensation one of the main problems.
10 steps to selling your home October 18th

10 steps to selling your home

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High-tech ideas for outside your home October 17th

High-tech ideas for outside your home

Whether you’re intending to sell or looking to refresh a rental, high-tech improvements that modernise your property, add value, and help a home to stand out can go a long way.
Handling contract-holder disputes: Best practices for conflict resolution October 4th

Handling contract-holder disputes: Best practices for conflict resolution

As a landlord, managing a rental property can be rewarding, but it’s not without its challenges.
What expenses can I claim for my rental dwelling? October 3rd

What expenses can I claim for my rental dwelling?

In order to maximise your profits as a landlord, it’s important that you help keep your tax liability as low as possible by claiming all allowable expenses.
How is the property market doing this year versus forecasts? October 1st

How is the property market doing this year versus forecasts?

The headline news is that the property market is doing well and has once again proved many forecasters wrong, with house prices in particular performing slightly better than was predicted last year.

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